Information Needed for a Home Loan Application
W-2 (2-years) & Current Pay Stubs, Self-Employment or 1099 – Last 2 years tax returns Landlord name/ Telephone –…
Home Loan Process
Get pre-approved for a home loan
We’ll connect you with trusted lenders who offer a variety of loan options to find the one that’s right for you. Getting pre-approved will help you determine your budget and give you a competitive advantage when making an offer on a home.
Find your dream home
We’ll work with you to find the perfect home that fits your budget and needs. We have access to a wide variety of properties in the Southern United States and will provide you with the latest and most accurate information on available properties.
Complete your loan application and close
Once you’ve found your dream home, we’ll help you complete your loan application and gather all the necessary documents for underwriting. We’ll work closely with your lender to ensure a smooth and timely closing.
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The Home Loan Process
Pre-qualification/ Pre-approval (Credit Report Run) Formal Loan Application Taken Escrow and Title Ordered Appraisal Ordered Income and Asset…
Never Forget Your Preapproval Letter
Pre-qualification is an informal way to see how much you maybe able to borrow. You can be ‘pre-qualified’…
Understand Your Credit
If you have ever applied for a charge card, student loan, or other kinds of credit, you probably…
How Much Home Can You Afford?
Home loans can be available from several types of lenders–thrift institutions, mortgage companies, commercial banks, and credit unions.…