Mike Shrader of eXp Realty

Home Buying

downtown murfreesboro homes for sale

Murfreesboro Utility Numbers

Murfreesboro Area Utility Numbers Murfreesboro city water/sewer – 615-890-0862 Atmos Energy (Gas) – 888-824-3434 AT & T – 888-947-1134 Murfreesboro Electric – 615-893-5514 Middle Tennessee Electric Corp. (Rutherford County) – 615-794-3561 Comcast Cable – 615-244-5900 Consolidated Utility District (Rutherford County) – 615-893-7225 Change Of Address https://moversguide.usps.com/?referral=USPS Change Driver’s License http://www.tn.gov/safety/driverlicense/dlrenew.shtml Additional Numbers for Rutherford County, TN

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Information Needed for a Home Loan Application

W-2 (2-years) & Current Pay Stubs, Self-Employment or 1099  – Last 2 years tax returns Landlord name/ Telephone – Last 2 years Employer name/ Address/ Telephone – Last 2 years Asset Information – Past 2 month’s bank statements Information on Stocks/ Bonds/401K, etc. Name and telephone number of Realtor Name and telephone number of Escrow NOTE: The above is

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Relocation Guide

This guide should help anyone moving into the Murfreesboro area! From coordinating temporary housing to what to do with pets, you should find everything you need. Temporary Housing Most relocations include a period of “in-between time,” when you initially move to your new town and begin the process of settling in and looking for a

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Safety Inspection Tips

Before you buy a home, you’ll want to know exactly what it is you’re getting. An inspector checks the safety of your potential new home. Home Inspectors focus especially on the structure, construction, and mechanical systems of the house and will make you aware of only repairs,that are needed. The Inspector does not evaluate whether

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Closing Costs Explained

The lender considers your debt-to-income ratio, which is a comparison of your gross (pre-tax) income to housing and non-housing expenses. Non-housing expenses include such long-term debts as car or student loan payments, alimony, or child support. According to the FHA,monthly mortgage payments should be no more than 29% of gross income, while the mortgage payment,

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What Is Escrow?

Escrow – A neutral third party holds documents and money for a real estate transaction and ensures that all conditions of a sale are met. Also refers to a special account that a lender uses to hold a borrower’s monthly payments on property taxes and insurance. The amount of money that you will be required

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